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Answers & solutions to personal mortgage needs.

We believe that every homeowner should discuss their situation with a mortgage specialist. After all, advice from a mortgage specialist can have a huge financial impact over the long term.

Featured Glossary Terms

Underwriting

The decision whether to make a loan to a potential home buyer based on credit employment assets and other factors and the matching of this risk to an appropriate rate and term or loan amount.

Title Insurance

A policy usually issued by a title insurance company which insures a home buyer against errors in the title search. The cost of the policy is usually a function of the value of the property and is often borne by the purchaser and/or seller. Policies are also available to protect the lender's interests.

Real Estate Agent

A person licensed to negotiate and transact the sale of real estate on behalf of the property owner.